Regina, a business owner, is interested in adding a Qualified Plan to save money for her retirement and help her employees as well. She is substantially older than most of her employees and wants to skew much of the contributions towards her own retirement. She is unwilling to commit to required contributions every year.

What plan would be best for Regina to adopt?

		Money Purchase Plan
		Thrift Plan
		Age-Based Profit Sharing Plan
		Cash Balance Plan