(Related to Checkpoint 6.3) (Determining the outstanding balance of a loan) Seven years ago you took out a $400,000, 25-year mortgage with an annual interest rate of 12 percent and Kmonthly payments of $4,212.90. What is the outstanding balance on your current loan if you just make the 84th payment? If you just make the 54th payment, the outstanding balance on your current loan is $ (Round to the nearest cent.)