Remy is an insurance agent working with Nemo and Meredith on a disability insurance policy. Remy has collected all of the information needed and has reviewed different policy options from different insurers. Remy meets with Nemo and Meredith to present his findings. Which of the following CORRECTLY describes how Remy must present the couple with his findings?

a) Remy is required to present two or more policies so that the clients have adequate product options to select from.
b) Remy is required to conduct the market research and then he must limit his presentation to the most suitable solution for the clients.
c) Remy is required to conduct the market research and then may present either two or more policies, or one policy only.
d) Remy is required to present more than one policy and must provide comparisons on multiple elements of all of the policies presented.