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Julie has a low credit rating, plus she was furloughed from her job $2$ months ago. She has a new job starting next week and expects a salary to start again in a couple of weeks. Since she is a little short on money to pay her rent, she decided to borrow $$135$ from a loan company, which will charge her only $$10$ interest if the $$145$ is paid no more than $1$ week after the loan is made.

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What is the effective annual interest rate that she will pay on this loan?

The effective annual interest rate that she would pay is $\%$ per year.