Required information Kathleen, age 56, works for MH, Inc. in Dallas, Texas. Kathleen contributes to a Roth 401k and MH contributes to a traditional 401k on her behalf. Kathleen has contributed $22,500 to her Roth 401k over the past six years. The current balance in her Roth 401K account is $37,500 and the balance in her traditional 401k is $26,250. Kathleen needs cash because she is taking a month of vacation to travel the world. Answer the following questions relating to distributions from Kathleen's retirement accounts assuming her marginal tax rate for ordinary income is 28%. d. If Kathleen retires from MH and then she receives a $3,750 distribution from her Roth 401k, how much will she be able to keep after paying taxes and penalties, if any, on the distribution? Net distribution $ 3,180