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Required information (The following information applies to the questions displayed below! In 2020, Maggy (34 years old) is an employee of YBU Corp.YBU provides a

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Required information (The following information applies to the questions displayed below! In 2020, Maggy (34 years old) is an employee of YBU Corp.YBU provides a 401(k) plan for all its employees. According to the terms of the plan, YBU contributes 50 cents for every dollar the employee contributes. The maximum employer contribution under the plan is 15 percent of the employee's salary if allowed. YBU contributes until the employee has contributed 30 percent of her salary) (Use Exhibit 13-2) a. Maggy worked for YBU Corporation for 32 years before deciding to leave effective July 1, 2020 Maggy's annual salary during this time was $45.000, S52.000, $55,000 and $60,000 (she only received half of her $60,000 2020 salary) Assuming Maggy contributed 8 percent of her salary including her 2020 salary) to her 401(k) account, what is Maggy's vested account balance when she leaves YB (exclusive of account earnings? Assume YBU uses three-year cliff vesting Vosted on bac b. Maggy worked for YBU Corporation for 3 years before deciding to leave effective July 2020. Maggy's annual salary during this time was $45.000, $52,000, $55,000, and $60.000 (she only received half of her $60,000 2020 salary). Maggy contributed 8 percent or her salary (including her 2020 salary) to her 401K) account. YBU uses six year graded vesting. What is Maggy's vested account balance when she leaves You (exclusive of account earnings? Vested account balance C. Maggy wants to maximize YBU's contribution to her 401(k) account in 2020 How much should Maggy contribute to her 4011) account assuming her annual salary is $100.000 (and assuming she works for YBU for the entire year)? Money contbon d. Maggy wants to maximize YBU's contribution to her 401(k) account in 2020. Her annual salary is $100,000, and she works for YBU for the entire year. Assume Maggy is 55 years old rather than 34 years old at the end of the year. How much should Maggy contribute to her 401(k) account? Magdy contribution EXHIBIT 13-2 Defined Contribution Plans Minimum Vesting Schedules* 3-Year Cliff Full Years of Service 1 6-Year Graded 0% 0% 2 0 20 3 100 40 4 N/A 60 5 N/A 80 6 N/A 100 *Percent of employer contributions no longer subject to forfeiture

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