Required information [The following information applies to the questions displayed below.] Desmond is 25 years old and he participates in his employer's 401(k) plan. During the year, he contributed $3,000 to his 401(k) account What is Desmond's saver's credit in each of the following alternative scenarios? (Use Exhibit 13-8) (Leave no answer blank. Enter zero if applicable.) d. Desmond and his wife file jointly and report an AGI of $30,000 for the year. Saver's credit