Required information [The following intornation applies to the questions displayed below] Yuki (oge 45 at year-end) has been contributing to o tradivionol IRA for years (all deductible contributions), and her IRA is now worth $54.000 She is trying to decide whether she should convert her troditional IRA into a Roth IRA Her current morginat tox rete is 24 percent She plans to whtraw the entire balence of the accoint in 20 yeors. ond she expects to earn a before-tox rate of return of 6.4 percent on her retrement accounts and o 5.4 percent ofter-tax rote of return on all investments outside of her retirement accounts. For each of the following alternative scenorios, indicate how much more or less Yuki will accumulate atter taxes in 20 years if she converts her traditional IRA into a Roth IRA Be sure to include the opportunity cost of having to pay taxes on the conversion. Note: Round your intermediate calculations and final answers to the nearest whole dollar amount. c. When she withdiaws the retiement funds in 20 years, she expects her morginal tox rate to be 18 percent Assume that she earns a 4.4 percent after-tax rote of retum on investments outside of the retrement accounts