Required Question 1 Describe in detail the usefulness of the National Payment Systems Act 2021. Support your views using examples. Question 2 An operator of the system did not make rules for the 'rights and obligations of the operator of the system and the participants in the system.' Describe which section of the National Payment Systems Act 2021 the operator of the system breached. Question 3 Pradeep Lal, an MPaisa customer for Vodafone was not provided a clearl explanation of the MPaisa terms and conditions of electronic funds transfers. Do you think Vodafone have breached the National Payment Systems Act 2021? Use an example to support your views