Research an emerging technology or a FinTech product/service/solution and analyse the prospective positive and negative ramifications it may have. How may the technology/product be used for good, and how may it be used for negative or illicit purposes? How may we as society strike a balance in the development of this technology/product?

Utilize the 5 key principles of trust, proximity, accountability, privacy, and cultural lag in your analysis. Present an argument and use the necessary evidence/counter-evidence to support your argument.

Key focus:

Understand and be able to evaluate the positive and negative aspects of the introduction and expansion of FinTech. Be able to demonstrate basic but a well-rounded understanding of FinTech ethics, analyze current trends and provide meaningful insights or explorations on the course topics.