Respond to person 1 down below in a proper manner.

Person 1:

"How I learned to read -- and trade stocks -- in prison" - Curtis Caroll

Curtis Caroll discussed separating emotional impulses from financial decision making, as well as his four rules to personal finance. These included: properly saving, controlling cost, borrowing effectively, and diversifying effectively. He describes how he ended up in juvie, which caused him to adapt his view on learning to become financially literate. This led him to learning to read, gaining immense knowledge of financial literacy, as well as starting programs to teach others what he learned.

Financial illiteracy plagues our nation, and traps countless families in desperate situations. I personally have made more than my share of financial mistakes due to simple lack of knowledge and understanding. Every person should take it upon themselves to learn what they can about taking care of their money. Additionally, we as a society (or even each of us as individuals) should spread awareness on the basics everyone needs to know.

"Let's get honest about our money problems" - Tammy Lally

Tammy Lally discusses the idea of "money shame", which she describes as feeling that our financial value defines our personal value. She explains the effect money shame has had on her life, and the lives of those close to her. Tammy also says that the antidote to money shame is simply letting go. For whatever reason money is a vital, and yet sensitive topic. We are taught not to talk about how much we make, how much debt we have, and that needing any form of help or insight is irresponsible. Money has become a "don't ask, don't tell" subject. I personally have felt this very strongly, which is not extra stress I need while trying to finish my education and begin my career.

By removing the dark anxious cloud we have placed on our finances, we can see clearly and simply the state they are in. We can determine where the root of the concerns is. We can analyze how they became concerning, and if they are worth maintaining. We can be honest with ourselves and others about what is needed to get things under control. An outlook like this would not only significantly improve our financial status, but also our general state of mind and self-esteem.