Response should be no longer than 3 paragraphs to the below discussion question on Third Party Payment Processors.

Question: What is your analysis on the risk and fraud potential in the current US payment structure? Should there be one central government payment network (common in other countries) that controls and supervises bank data?

Please use at least two academic sources in APA Format (websites such as Wikipedia, Investopedia, or anything ending with pedia are not acceptable sources). This should be a high quality assignment, grammatical errors are unacceptable.