Response variable: Credit Card Balance Predictors: Credit Rating, Student, Credit Rating * Student (interaction terms) Provide a summary of the model using summary() function. The online quiz (Q5 to Q8) will be related to the following concepts. You do not have to respond to the following questions in the R program: What is the effect of Student on Credit Card Balance? Explain the coefficient in terms of how Student status effect changes in Credit Card Balance. Explain the significance level of the coefficient of Student.