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Retained profit is a good way to get money because it is fast, cheap, and doesn't require a lot of paperwork. but to what

Retained profit is a good way to get money " because it is fast, cheap, and doesn't require a lot of paperwork."

but to what extent. Business risk, financial risk, and operating risk always have to be weighed against each other.

How important is it to keep risks as low as possible so that the needs of the business and the shareholders are not put at risk

Please note the following:

1) Give pros and cons for the answer

2) use academic sources and journals only

3) cite the sources next to the paragraph you are using it

4) add full reference at the end with links so i may read it in full myself.

Thank you!

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