Retirement Funding. Barry has just become eligible for his employer-sponsored retirement plan. Barry is 40 and plans to retire at 65. Barry calculates that he can contribute $3,700 per year to his plan. Barry's employer will match this amount. If Barry can earn a return of 9% on his investment, he will have $626,786.63 at retirement. How much would Barry have at retirement if he had started this plan at age 30? If Barry had started this plan at age 30, the amount he would have at retirement is $ . (Round to the nearest dollar.)