Review the following Deloitte Article on Fintech and Insurance

https://www2.deloitte.com/global/en/pages/financial-services/articles/fintech-revolution-in-insurance.html

In one paragraph, explain which "innovation" do you personally find most useful and why

The objective of this exercise is to test your ability to absorb and summarize information and express your opinion in a clear and concise manner (supported by facts and logic)