Reviewing the monograph on the financial crisis and the Great Recession, housing values across much of the US... (think broadly here.)

Group of answer choices

a. are at all-time lows in many markets, though some markets, like Phoenix, are improving

b. have found a bottom in most markets, but some, such as those around Miami, continue to go lower

c. fell until late in 2011 or early in 2012, and turned upwards after that, with many markets now at new all-time highs

d. continue to fall in most markets, with Cincinnati and Cleveland being exceptions