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Rich has turned 65 years old and has decided to retire. How will distributions from his Roth IRA which was opened when he was 59

Rich has turned 65 years old and has decided to retire. How will distributions from his Roth IRA which was opened when he was 59 years old, be taxed?

It's tax-free.

It's tax-deferred and not taxed in the year that it is withdrawn.

It's taxed as capital gains.

It's taxed as ordinary income.

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