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Richman is considering buying insurance for each smartphone. Use the ALE to determine the usefulness of this safeguard. For example, Richman could purchase insurance for

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Richman is considering buying insurance for each smartphone. Use the ALE to determine the usefulness of this safeguard. For example, Richman could purchase insurance for each device for $25 per year. The safeguard value is $251,000 devices, or $25,000. It is estimated that if the insurance is purchased, the ARO will decrease to 5 . Should the company purchase the insurance

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