Rick Rueta purchased a $105,000 home at 485% for 30 years with a down payment of $20,000. His annual real estate tax is $1,776 along with an annual insurance premium of $936. Rick's bank requires that his monthly payment include an escrow deposit for the tax and insurance. What is the total payment each month for Rick? (Use Iable 15.1.) Note: Round your answer to the nearest cent. Amortization table (mortgage principal and intereat per $1,000 )