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Riley participates in his employer's 401(k) plan. He turns 71 years of age on February 15, 2020, and he plans on retiring on July 1,

Riley participates in his employer's 401(k) plan. He turns 71 years of age on February 15, 2020, and he plans on retiring on July 1, 2020. When must Riley receive his first distrbutionn from the plan to avoid minimum distribution penalties?

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