Riley$$s annual salary $$34,000$ Riley$$s withhold $($federal taxes$)$ $$2,375$ Riley$$s withhold $($state taxes$)$ $$1,149$ Riley$$s withhold $($FICA$/$Medicare and SS$)$ $$2,601$ Saving account $$23,000$ Checking account $$1,500$ Riley$$s undergraduate student loans $$28,250$ Riley$$s student loan monthly payments $$282\mathrm{.}41$ Gifts per month $$120$ Donation to Trevor Project $$150$ Donation to National Center for Trans Equality $$180$ Couples therapy each time $(2$ times per month$)$ $$10$ Individual psychiatry appts for Riley $(6$ times per year$)$ $$60$ Individual psychiatry appts for Julia $(6$ times per year$)$ $$60$ Julia$$s annual salary $$31,000$ Julia$$s withhold $($federal taxes$)$ $$2,040$ Julia$$s withheld $($state taxes$)$ $$988$ Julia$$s withholding $($Medicare and security$)$ $$2,372$ Riley departmental fellowship $$8,000$ Riley national dissertation fellowship $$10,000$ Dine out each time $($four times per month$)$ $$65$ Riley$$s lunch with cohort once per week $(4$ weeks a month$)$ $$64$ Julia$$s lunch with cohort once a week $(4$ weeks a month$)$ $$64$ Grocery shopping per month $$550$ Entertainment $($$$80$ twice a month$)$ $$160$ Julia pre$-$paid cell phone plan $$55$ Riley pre$-$paid cell phone plan $$55$ Apartment rent $($monthly$)$ $$1,600$ Parking fee $($monthly$)$ $$90$ Electricity$/$gas fee $($monthly$)$ $$80$ Personal trainer once per month $$150$ Riley$$s Visa credit card balance $($APR $21\%)$ $$3,000$ Julia$$s BOA Visa credit card balance $($APR $20\%)$ $$1,000$ Monthly credit card payment $($per card$)$ $$120$ High$-$speed Internet $($monthly$)$ $$55$ Riley$$s Subaru Outback value $$15,500$ Riley$$s Subaru Outback loan amount $$9,200$ Monthly car loan payment $$171\mathrm{.}52$ Monthly car insurance $$110$ Julia$$s monthly transportation costs $$150$

Gym membership monthly $($per person$)$ $$40-$ develop a cash flow statement for the above couple