Rob and Patty, a recently married couple, just graduated from Conestoga College and they both have started full-time well-paying jobs. They have come to you as a Financial Planner for advice. During your interview you have discovered the following information about your clients. Both Rob and Pattys parents gifted the couple (Rob and Patty) $50,000 each for a total amount of $100,000. Rob and Patty both say have $35,000 of RRSP room. Rob owes $10,500 in student loans. Rob and Patty have good jobs and are in a 35% tax bracket. The couples goal is to pay off their student loans and buy a house in the next few years and save for retirement. Required: Design a plan for this couple to achieve their goals and objectives. Guidelines: The deliverable should Be in the form of a memo to your clients. Not exceed 3 pages in length. Include a step-by-step plan illustrating how Rob and Patty can achieve their goals and objectives in a tax effective manner. Explain how your plan will help to achieve their goals and objectives. Explain key concepts being discussed in the memo in a way that will be easy for your clients to understand.