Robert and Rebecca Richardson have just signed a 30-year, 6% fixed rate mortgage for $280,000 to buy their house. Find out this couple's monthly mortgage payment; prepare a loan amortization schedule for Richardson's for the first 2 months; find out how much of their payments applied to interest; and after 2 payments, how much of their principal will be reduced. (You may construct a loan amortization schedule, and show your calculations).