Robert and Susan Jenkins have inherited $200,000. They are aggressive investors with a joint annual income of $100,000, no debt, and an additional $500,000 in assets other than the $200,000 inheritance. How would I design 2 separate $200,000 portfolios based on the following scenarios, but including 3 common stocks, 1 American Depositary Receipt (ADR) and 3 bonds. While also basing the model on the family's demographic profile and time horizon: 1. The couple has 3 children between the ages of 9 and 17 years old, and they will use this money to pay for their college education. 2. The couple will use the money to help fund retirement in 35 years