Robert works for American Motors. American Motors pays a $1,200 premium on Robert's health insurance in 2011. Robert has an operation on his big toe in 2011 that cost $7,200. The insurance company paid for $6,800 of it. Which one of the following is true? Answer Robert has to claim the $1,200 premium paid by his employer as income in 2011. Robert must claim the $6,800 paid by the insurance company for the operation as income in 2011. Robert must claim the $1,200 premium and the $6,800 insurance payment as income in 2011. None of these events are taxable on his 2011 return