Roberto is applying for a mortgage. He has a monthly gross income of $3,500. The home he would like to buy has monthly payments for a mortgage of $1.000, a property tax of 5150, a hazard insurance premium of $75, and a mortgage insurance premium of $75. Roberto also has other monthly debts totaling $500 per month. Would he qualify based on the FHA total fixed payments-to-income ratio? O No, his total fixed payments-to-Income ratio is 3796 No, his total fixed payments-to-Income ratio is 5195. Yes, his total fixed payments-to-Income ratio is 5196. Yes, his total fixed payments-to-Income ratio is 379