Robin, age 23, is an employee participant of a 401(k) profit sharing plan sponsored by DL, LLC that is not top heavy. She has been an employee since her 19th birthday. DLs's plan uses the standard 21 and one (1) rule for eligibility. DL also uses the least generous graduated vesting schedule. If Robin terminates her service on her 23rd birthday, what is her vested account balance? Her account balances including contributions and earnings are as follows. Elective Deferral: $24,000 Actual Match: $6,000 Profit Sharing Contribution: $8,000 Total Account Balance: $38,000