Rogers Services, Inc., has $8,600 cash on hand on January 1. The company requires a minimum cash balance of $7,100. January cash collections are $548,300. Total cash payments for January are $574,400. Prepare a cash budget for January. How much cash, if any, will Rogers need to borrow by the end of January? Complete the cash budget below. (Use parentheses or a minus sign for negative ending cash balances or deficiencies.) Rogers Services, Inc. Combined Cash Budget For the Month Ended January 31 Beginning cash balance Plus: Cash collections Total cash available Less: Cash payments Ending cash balance before financing Minimum cash balance desired Cash excess (deficiency)