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Roland earns an annual salary of $100,000 as a university professor. His group life insurance coverage offered by his employer is two times his salary.

Roland earns an annual salary of $100,000 as a university professor. His group life insurance coverage offered by his employer is two times his salary. Roland has added coverage for his dependants under which his spouse, Natalie, is covered for $20,000 and their two children, Lisa and Malcolm, are covered for $10,000 each. The group plan automatically offers accidental death coverage on the lives insured. The AD benefit for Roland is equal to 100% of his group life insurance coverage. The AD benefit for Natalie is 40% of Roland's AD coverage, and for each child, it is 10% of Roland's AD coverage.

If Natalie and Malcolm die in a car accident, what will be the total benefit paid under the group plan?

a) $30,000

b) $60,000

c) $100,000

d) $130,000

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