Rory Co$.\text{'}$s prepaid insurance was $$50,000$ at December $31,205$ and $$25,000$ at December $31,204.$ Insurance expense was $$20,000$ for $205$ and $$15,000$ for $204.$

What amount of cash disbursements for insurance should be reported in Rory's $2005$ net cash flows from operating activities presented on a direct basis?

$$55,000$

$$45,000$

$$30,000$

$$20,000$