Rosa, age 35, is starting her savings plan this year by putting away $1,050.00 at the end of every year until she reaches age 65. She will deposit this money at her local savings and loan at an interest rate of 6%. The compounding factor is 111.430. Based on the information provided, by the time Rosa turns 65, she will have ___________ . Nick started his investment program five years earlier than Rosa and invested a total of $ ________________during those extra years. By the time Nick turns 65, he will have accumulated $__________ more than Rosa.