Rose decides to invest her savings of $9,000 in an account that provides a 12% interest rate. However, she will go ahead with this investment only if her current investment will earn $12,000 at the end of 3 years.

Which common type of TVM calculations will help Rose determine if her current investment will earn the required returns?

Discounting the present value of $12,000

Discounting the future value of $9,000

Discounting the future value of $12,000

Discounting the present value of $9,000