Rose is trying to get her personal finances in order.She does not know how to organize the following information

Mortgage Payment

1,175

House

210,000

Credit Card Balance

9,300

After-tax Income

3,000

Groceries Expense

240

Car

15,000

Clothing

450

Car Loan Payment

360

Furniture

10,000

Car Loan

10,000

Car Maintenance

150

Utilities Expense

100

Cash in bank

500

Mortgage

181,000

Recreation Expense

400

Rose has come to you for help.

1- Organize the above financial information into a properly formatted (i) Personal Cash Flow Statement and (ii) Personal Balance Sheet.

2- Calculate the values and comment on each of them: (i) savings rate, (ii) liquidity ratio, (iii) debt-to-asset ratio

3- Make at least 4 recommendations to help her improve her money management