Rosie is a new producer for a life insurance company and wants to make a good impression on her supervisor. She has contacted all of her friends and family to sell them new policies. Her parents are already policyowners with the company she works for, and she talks them into using their existing policy values to purchase another policy. Her supervisor tells her this cannot be done because it is considered

A$)$ misrepresentation

B$)$ churning

C$)$ twisting

D$)$ rebating