Ross has a PAP with the following coverages:

Liability coverages: $100,000/$300,000/$50,0000.

Medical coverage $5000 each person.

Each person collision loss $250 deductible.

Uninsured motorists' coverage is $25,000 each person.

Other than collision loss: $100 deductible.

Towing and labor cost coverage: $75 each displacement.

To what extent if any is the following losses covered under Ross's PAP?

Ross borrows a car from her friend with permission. Ross is in an accident with another motorist in which she is at fault. The cost of repairing her friend car is $5000. The auto policy for her friend has a $500 deductible for collision losses and $100 for other-than-collision losses.