Rules - $500 individual deductible, $1000 family deductible, 80/20 Co-pay, $500 per person Wellness Benefit

For this exercise, your individual deductible does not count toward your family deductible

Determine how much the following doctors visits would cost you and the insurance company (assume that they happen in descending order. (25 points)

Event and Cost	Your Cost	Insurance Cost
#1 - Complete Physical $200 and Lipid profile $100.	0	$300
#2 - Chiropractic Therapy visit for you and your spouse $60 each	$120
#3 - Emergency Room visit and Surgery for your broken ankle - $5500
#4 - Doctors visit for your spouses bronchitis $200
#5 - Doctors visit for your childs bronchitis $150
#6 - ER visit and 4-day hospital stay for your other child for pneumonia - $12,500
#7 - Chiropractic visit for you and your spouse $75 each
#8 - Physical Therapy for your ankle 10 visits at $150 each