Russ Steele's younger sister Suzie (age 15) also wants to be an engineer and is attending WTAMU engineering camp. She learns that her parents set up an account the day that she was born in February 2004. The account started with a one-time deposit of $1000, has had no other deposits, and now worth $2370 in February 2019. The interest in the account pays interest semi- annually. Calculate the nominal interest rate (APR, yearly basis) .