Ruth (31) is your new client. She graduated from GBC five years ago. Since then, she has worked hard and progressed at her job. Two years ago, she bought a condo and now she finds that money is tight She is looking for your input on her financial position. Below is the financial data she provides for 2020. Incomes and expenses are annual, assets and liabilities are balances on Dec 31, 2020

Chequing Account $3000 RRSP $21000

Saving Account $6000 Condo $590000

Stock Portfolio $18000 Car. $ 39000

GIC (5-year term) $7000. Student loan $21000

Car Loan $25000. Line of credit(outstanding)$29000

Employment Income $ 88000. Mortgage debt $250000

Income Taxes $32000. Clothing $2500

Mortgage payments $17000. Heat $2000

Food expenses $5500. Entertainment $5000

Loan payments $11000. Transportation $4500

Insurance premiums $3000. Vacation $4000

Charitable Donations $1000. Property taxes $4500

Net worth Statement ?

Cash flow statement?

Assess fully Ruth's cash flow statement (from above)