Ruth deposits $2,000 at the end of each month into her bank savings account. The bank paid 8% nominal interest, compounded and paid quarterly. No interest was paid on the money not in the account for the full 3-month period. How much was in Ruth's account at the end of three years? Select the closest value. a. $75,500 b. $80,500 c. $85,000 d. $90,000