Ruth takes her car to Service Center, which repairs the car and bills her for $500. She writes out a check drawn on Tempo Bank, but later, believing that Service Center did not fix the car properly, issues a stop-payment order. If Tempo pays the check, the bank

a. is liable for Ruths loss due to the wrongful payment.

b. can sue Ruth for a wrongful stop-payment order.

c. is liable to Service Center for the time and trouble to return the payment.

d. can sue Service Center for breach of contract.

Dana draws a check on Equity Bank, and asks the bank to agree in advance to accept the check by setting aside sufficient funds to cover the amount. If Equity agrees, the check will be considered

a. cashed.

b. certified.

c. provisionally credited.

d. deposited.