S4-11. (Learning Objectives 2, 4: Understanding reporting requirements for Income State- ments) You were reading a posting in a local small business discussion forum online. Someone with the nickname Goblin has just posted a message that says: I am applying for a bank loan for my flower shop, and the bank has asked for an audited set of financial statements. I don't understand why they need to do so. My credit history is impeccable! Write a short reply to the discussion forum on why the bank would require financial statements to be audited