Sadie spent the last 85 days of 2022 in a nursing home. The cost of the services provided to her was $23,375 ( $275 per day). Medicare paid $11,200 toward the cost of her stay. Sadie also received $14,720 of benefits under a long-term care insurance policy she purchased. Assume that the Federal daily excludible amount is $390. If the amount is zero, enter 0. What is the effect on Sadie's gross income? The amount of her exclusion is $ and the amount included in her gross income is $ Sadie spent the last 85 days of 2022 in a nursing home. The cost of the services provided to her was $23,375 ( $275 per day). Medicare paid $11,200 toward the cost of her stay. Sadie also received $14,720 of benefits under a long-term care insurance policy she purchased. Assume that the Federal daily excludible amount is $390. If the amount is zero, enter 0. What is the effect on Sadie's gross income? The amount of her exclusion is $ and the amount included in her gross income is $