? sakai.providence.edu RMA Univers... Sakai @ PC: Bridge loan - form 4562 m... Chapter 5: Loan Structuring 1. Identify the four keys to loan structure LS 1. When developing the structure of a loan, which of the following are least critical to consider? a. b. c. d. The cash flow and collateral available for repayment The customer's sensitivity to pricing and restrictive covenants The need to meet a much lower rate offered by a competitor The type of loan offered based on the loan purpose 2. Identify the four major loan types LS 2. Rose's Posies is a local florist with several locations in the county. You met the owner recently and she has asked to speak to you about a potential loan request. Which of the following would be the most typical type of loan this company would require? a. b. c. d. A term loan to acquire capital assets. A revolving credit to fund long-term sales growth A mortgage loan to acquire one of the store locations A seasonal line to fund inventory build-up 3. Recognize the basic characteristics and features that make each loan type unique LS 3. A bridge loan typically displays which of the following characteristics? a. A term in excess of one year with a single repayment at maturity b. Repayment from operating cash flow and secured by receivables c. Repayment from the sale of equipment or real estate for example with a term of one year or less d. Interest only payments with a clean-down period required it anahsis usedto determine the righ