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Mia is thinking about taking out a home loan. She receives the following offers from 4 banks. Assume all other costs are the same for

Mia is thinking about taking out a home loan. She receives the following offers from 4 banks. Assume all other costs are the same for each bank, which offer should Mia accept? 

A. 4.1% p.a. compounded monthly

B. 4.05% p.a. compounded quarterly

C. 2.1% effective per half year

D. 4% p.a. effective

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