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Sally has a major medical policy with a $500 embedded individual annual deductible, a $1,500 family deductible, and an 80/20 coinsurance provision, with a $3,000

Sally has a major medical policy with a $500 embedded individual annual deductible, a $1,500 family deductible, and an 80/20 coinsurance provision, with a $3,000 out-of-pocket limit on covered losses. Sally breaks a leg dancing and has surgery that costs $12,000. No other family members have medical costs this year. How much will she have to pay for the surgery?

$500.

$2,300.

$2,800.

$3,000.

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