Sally was involved in a two-car automobile accident. The accident was the other driver's fault. Sally was reimbursed for her own vehicle's damage by her own insurer, less the amount of her collision deductible. Sally's insurer was able to recover the amount of their indemnity payment to Sally plus her $500 collision deductible from the responsible party's insurance copany. This process used by Sally's insurer is known as Liberalization Subrogation Indemnification O Appraisal