Salma always wanted to do a flower business. After graduation, she decided to open a flower shop in Khalifa City. As a fresh graduate, she didn't have enough capital and therefore borrowed money from one of her friends. The total loan that she took from her friend was AED $100,000.$ However, soon after she opened her saloon the great recession hit the market and she incurred losses in her business. In total she incurred a loss of AED $50,000.$ Salma told her friend that as she incurred a loss in the business, therefore, her friend should share her losses with her and reduce the loan amount to AED $50,000.$ Her friend disagreed but Salma refused to pay back the loan insisting that she should share losses with her. According to the principles of Islamic finance, can Salma force her friend to share losses with her? On the contrary, if Salma had incurred profits, can her friend force her to share profits with her? If yes, why, if no why. Would your answer change if instead of taking a loan from her friend, she had taken a loan from an bank? Please elaborate from the perspective of islamic and conventional$$finance$.$