Sam and Shimu are buying a small strip$-$mall that as a few stores. They have calculated that the yearly operating income from this strip$-$mall would be about $$1,063,372.$ They also have calculated that the monthly mortgage payment for the mortgage they have applied for would be about $$73,235$ per month. Using the DSCR criteria, can they be approved for the mortgage they are currently applying for? Show your calculations.