Sam is 60 years old and recently started relying on cator last few years. Sam thinks he may need long term care services some day in the future. His net worth is around 1 Metion and he receives 560.000 per year in a pension. He considers himself to be in excellent health and has never had a serious health situations. Food Sameats are fairly healthy and includes lots of whole grain and nuts. He also exercises regularly. What is your recommendation to Sam? Sam needs a disability income policy Sam doesn't need any insurance and probably can't quality for long term care insurance Sam can quality for Medicaid it and when he needs long-term care services Sam should buy a long-term care policy with a five-year it and short elimination period wthout a cost of Living Adjustment Sam should buy a long term care policy with a long elimination period, fetime benefits, and a Cost-of-Living Adjustment Sam is 60 years old and recently started relying on cator last few years. Sam thinks he may need long term care services some day in the future. His net worth is around 1 Metion and he receives 560.000 per year in a pension. He considers himself to be in excellent health and has never had a serious health situations. Food Sameats are fairly healthy and includes lots of whole grain and nuts. He also exercises regularly. What is your recommendation to Sam? Sam needs a disability income policy Sam doesn't need any insurance and probably can't quality for long term care insurance Sam can quality for Medicaid it and when he needs long-term care services Sam should buy a long-term care policy with a five-year it and short elimination period wthout a cost of Living Adjustment Sam should buy a long term care policy with a long elimination period, fetime benefits, and a Cost-of-Living Adjustment